1. What are your rates?
Bank Prime plus 3% and higher dependent on risk.

2. What is the maximum I can borrow?
Up to 65% loan-to-value.

3. Do I have to guarantee personally?
This is determined on a case-by-case basis.

4. What is it going to cost me?
Minimum 2% of loan amount plus lender’s legal fees, disbursements and applicable taxes.

5. How quickly can I get the money?
We can advance funds as quickly as one week once all required information has been supplied.

6. What is your maximum term?
5 years.

7. What assurances do I have that I can renew the mortgage with you?
Mortgages that are in good standing will generally be renewed at the same rate. We have never called a loan with a good payment record upon maturity.

8. Can I pay out the mortgage before my term ends?
Extensive and flexible repayment and partial discharge privileges are available.