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Website Terms of Use


The following terms and conditions ("Terms of Use") govern the relationship between you, Romspen Investment Corporation, its affiliates and their managed entities (collectively, “RIC" or "we"). By using this web site (“website”), you are agreeing to comply with and be legally bound by the terms and conditions as set out in these Terms of Use. If these Terms of Use are not acceptable to you, please do not use this website. We may update these Terms of Use from time to time and you are responsible for periodically reviewing the most current version on this website. Your continued use of this website will be deemed your conclusive acceptance of the updated Terms of Use.



Reliance on information



The information on this website is for informational purposes only and is not intended to provide legal, accounting, tax, investment, financial or other advice and such information should not be relied upon for such advice. We assume no liability for any inaccurate, delayed or incomplete information, or for any actions taken in reliance thereon. Past performance is not necessarily indicative of future performance. Prior to making any investment decision, it is recommended that you seek advice from a qualified investment advisor. Although the content has been obtained from sources believed to be reliable, this website could include technical or other inaccuracies or typographical errors and it is provided to you on an “as is” and “as available” basis without warranties or representations of any kind. We make no representation and disclaim all express and implied warranties and conditions of any kind, including without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, satisfactory quality, merchantability, merchantable quality or fitness for any particular purpose or those arising by law, statute, usage of trade, or course of dealing. We assume no responsibility to you or any third party for the consequences of any errors or omissions. We do not guarantee or warrant that access to the Site will be uninterrupted, timely, secure or error free. The Information may contain technical inaccuracies or typographical errors and the Information may be changed or updated without notice.



Internet e-mail



E-mail over the Internet is not a secure medium and privacy cannot be assured. We will not be responsible for any harm or damage you may experience or incur by sending personal or confidential information to us over the Internet by e-mail, or if we send such information at your request.



Forward-looking information



The website may include information as to past or current circumstances, events, financial results or performance and statements about possible, assumed or expected circumstances, events, financial results or performance that are forward-looking in nature and subject to risks and uncertainties. We caution that no such statement is a guarantee as to future matters, and that the circumstances, results, performance or events predicted in these statements will be affected by a number of factors, many of which are beyond our control, and may differ materially from actual results or events. Actual results may differ materially from management expectations as projected in that forward-looking information for a variety of reasons, including market and general economic conditions and the risks and uncertainties detailed from time to time in our official investor disclosure documents. Due to the potential impact of these factors, we disclaim any intention or obligation to update or revise any forward-looking information, whether as a result of new information, future events or otherwise, unless required by applicable law.



A non-exhaustive discussion of the types of factors that may affect future outcomes is contained in our official investor disclosure documents and that discussion is expressly incorporated by reference in, and expressly, qualifies the information contained in this website.



This website, including the information contained in it, does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation.



Currency of information



The information posted to this website is maintained by the RIC. All information posted to this website was believed to be accurate at the time of posting, but may be superseded by subsequent disclosures made by RIC. We do not assume any duty of disclosure beyond that which is required by law. For our official investor disclosure documents, please contact us at info@romspen.com.



We reserve the sole right to either modify or discontinue the website including any features therein at any time with or without notice to you. We shall not be liable to you or to any third party should we exercise such right.



Intellectual property



You are not permitted to use any of the trade-marks displayed on this website without our prior written consent or the third party that owns the trade-mark. You acknowledge and agree that this website and its content are the property of RIC, its affiliates or their respective service providers, suppliers or licensors and you will not acquire any rights or licenses in any trade-marks, patents, copyright or other intellectual property on this website or in its content. This website and its contents are copyright of RIC and are protected by applicable copyright laws. All rights reserved. You may display, download or print the information displayed on the website for your own internal purposes provided that copyright and other proprietary notices contained on such information are not removed. No permission is granted to copy, distribute, modify, post, or frame any text, graphics, video, audio, software code, user interface design, logos, or other works. Unauthorized use or exploitation of such content is strictly prohibited, including without limitation unauthorized downloading, retransmission, storage in any medium, copying, redistribution, reproduction, or republication of the website, or any part thereof, for any purpose. This website and its contents are also protected by trade-mark law, patent law and any other applicable laws.



Indemnity



You agree to indemnify and hold harmless RIC and its affiliates, agents, suppliers and their respective directors, officers and employees from and against any and all actions, proceedings, costs, claims, liabilities, damages and expenses (including reasonable legal fees) arising from or in connection with a breach of these Terms of Use or the use of this website.



Disclaimer of liability



This website is provided on an "as is" and "as available" basis, without any representations, warranties or conditions of any kind, whether expressed or implied, and including without limitation implied representations, warranties or conditions of title, non-infringement, satisfactory quality, merchantability, merchantable quality, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy, or completeness, all of which are hereby disclaimed by us to the fullest extent permitted by law. Use of this website is entirely at your risk. We do not accept any liability for your use of the website or your reliance on its contents. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. We will not under any circumstances be liable to you or any other person in any way for any loss or damages (direct, indirect, special, economic, incidental, consequential, punitive or exemplary, including without limitation loss of revenue, data, programs, anticipated profits or lost business, or other pecuniary loss, even if we are expressly advised of the possibility of such damages) in respect of use of, or inability to use, this website, any of its content or links (including without limitation any inaccuracies or viruses), or any Web browser or other equipment.



IF YOU ARE DISSATISFIED WITH ANY ASPECT OF THE WEBSITE, INCLUDING THE INFORMATION, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEBSITE.



Third-party references and links



Links in the website to other websites or references to products, services or publications other than those of RIC should not be construed as an endorsement by us of such sites, products, services or publications. Any links on this website to other sites are meant for convenience only and we are not responsible for consequences of linking to those sites, the content, accuracy or timeliness of those sites, the third parties named in those sites or their products and services. Your use of those sites and your dealings with the owners or operators of those sites is at your own risk, and you may not make any claim against us arising out of your use of those sites or your dealings with the owners or operators of those sites. It is up to you to take precautions to ensure that whatever information, including the information on the website, that you access or download is free of viruses, worms, trojan horses and other harmful or damaging computer code.



Linking to Website



Links to this website without our express written permission is strictly prohibited. To request permission, please contact us at info@romspen.com. The framing, mirroring, scraping or data-mining of this website or any of its content in any form and by any method is strictly prohibited.



Transfers of information across international boundaries



As the Internet is worldwide if you are visiting this website from outside Canada your visit will necessarily result in the transfer of information across international borders. By visiting this website and communicating electronically with us you are consenting to these transfers.



Changes in Terms of Use



We reserve the right to amend Terms of Use at any time by posting the amended terms on the website, which posting shall constitute notice to you. All amended Terms of Use shall be effective immediately upon such notice. Your continued use of the website after such modifications will constitute your: (a) acknowledgement of the modified Terms of Use; and (b) agreement to abide and be bound by the modified Terms of Use.



Romspen is a tradename of Romspen Investment Corporation and its affiliates. All other tradenames, trademarks, service marks or logos found on any part of the website are owned by their respective owners. Please note that the website may contain other proprietary notices and copyright information that must be observed.





Romspen's Privacy Policy


At Romspen Investment Corporation and our affililates (“Romspen”), we're committed to protecting your privacy. Our Privacy Policy outlines the type of personal information we collect, how we use your personal information, our policy for sharing certain types of personal information in certain limited circumstances, the procedures you should follow if you have any questions or requests in respect of your personal information or our policies and procedures and the person to whom such questions or requests should be directed, and the means by which to communicate with that person.



The words “we” and “Romspen Investment Corporation” and “Romspen” do not include third parties. Third parties involved in the delivery of services on behalf of Romspen are required to abide by the terms of our Privacy Policy.



The type of personal information we collect



If you have decided to invest with us, we will collect via the subscription process, your name, address, telephone number, email address, banking information, and social insurance number.



If you have come to us for financing, we will collect via the loan approval process, your name, address, telephone number, and your personal financial information.



How we use your information



Information you provide is collected and stored by Romspen. The information you provide may be used:



A. If you have invested with us

  • to send you information that will update you on the financial progress of your investment
  • to notify you of any distributions
  • to correspond with you as we monitor the progress of your investment,
  • to contact you, from time-to-time, to offer products and services from Romspen that we feel you may be of interest to you,
  • to comply with statutory tax obligations.


B. If we have provided you with financing

  • to determine your credit-worthiness,
  • to monitor the progress of the project and the status of the loan,
  • to contact and correspond with you as per the terms of our agreement,
  • in some cases, to register security for the financing that we have provided to you,
  • to comply with any statutory reporting obligations that we may have.


Our policy for sharing your personal information



From time to time, if we are providing you with financing we may provide your information to credit bureaus, other financial institutions or lenders or to participants or to co-investors in our loans in which case we will require that these parties keep your personal information confidential.



Finally, we may provide your personal information to other affiliates of Romspen if we feel they have a product or service which may be of interest to you.



If you would like to access your personal information or know more about our policy



You have a right to access the personal information that we have about you in your file. If we have information that is not correct, we will take steps to correct it. If you would like to withdraw or withhold consent to our use of your information, we may not be able to comply with your request if we require your personal information for administering your investment or loan or if we must use or disclosure your personal information to comply with our statutory or other legal obligations.



If you have any questions or concerns about our privacy practices, or to access your information or to ask us to correct information, you can contact our privacy officer at:



Romspen Investment Corporation

Attention: Joel Mickelson

416.928.4870

joelmickelson@romspen.com

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