Disclaimer and Terms of Use
General
The following disclaimers and terms of use (the “Terms”) govern your access to and use of this website available at www.romspen.com (the “Website”). Please review these Terms carefully. By accessing and using the Website, you agree to be bound by all the Terms set forth herein. If you do not agree with these Terms, your sole recourse is to leave the Website immediately. You may save and print a copy of these Terms for your reference.
Romspen Investment Corporation (“Romspen”) reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website (or any part thereof) with or without notice. From time to time, Romspen may also amend these Terms by posting revisions on the Website with no additional notice to you. Check back frequently to see the Terms in effect.
Securities
Important information about the mortgage investment entities managed by Romspen (the “Romspen Funds”) is contained in their offering memoranda. Please read these documents carefully before investing. Fees, other charges and expenses all may be associated with investing in the Romspen Funds. Unless noted otherwise, the indicated rates of return for units of the Romspen Funds are calculated on a cash-on-cash basis, net of fees, and assumes a monthly reinvestment of distributions. It does not take into account income taxes, changes in unit values, third-party expenses or redemption charges that may have reduced the return. Investments in the Romspen Funds are not guaranteed, their values may change and past performance may not necessarily be repeated.
This website does not constitute an offer to sell or solicitation to purchase securities of any issuer, including any of the Romspen Funds.
Non-Canadian Investors
The information contained herein does not constitute an offer or solicitation by anyone in the United States or in any other jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors who are not resident in Canada should contact their financial advisor to determine whether securities of any issuer referred to on the Website may be lawfully sold in their jurisdiction. Any offers or sales of securities to non-Canadian persons or in non-Canadian jurisdictions may only be made pursuant to the laws of the applicable jurisdiction.
Forward-looking Statements
Certain statements in this website are “forward-looking statements” which reflect the Romspen Funds’ expectations regarding future growth, results of operations, performance and business prospects and opportunities. Wherever possible, words such as “may”, “would”, “could”, “will”, “anticipate”, “believe”, “plan”, “expect”, “intend”, “estimate”, “aim”, “endeavour” and similar expressions have been used to identify these forward-looking statements. Such forward-looking statements reflect Romspen’s current beliefs with respect to future events and are based on information currently available to Romspen. Forward-looking statements involve significant known and unknown risks, uncertainties and assumptions. A number of factors could cause actual results, performance or achievements to be materially different from any future results, performance or achievements that may be expressed or implied by such forward-looking statements including, without limitation, those risks and uncertainties discussed elsewhere on this website. Should one or more of these risks or uncertainties materialize, or should assumptions underlying the forward-looking statements prove incorrect, actual results, performance or achievements could vary materially from those expressed or implied by the forward-looking statements contained in this website. These factors should be considered carefully and prospective investors should not place undue reliance on these forward-looking statements. Although the forward-looking statements contained on this website are based upon what Romspen currently believes to be reasonable assumptions, Romspen cannot assure prospective investors that actual results, performance or achievements will be consistent with these forward-looking statements. These forward-looking statements are made as of the date of inclusion on this website, and Romspen does not intend, and does not assume any obligation, to update or revise these forward-looking statements to reflect new events or circumstances.
Industry Data
Some market data and industry forecasts used on this website were obtained from various publicly available sources. Although Romspen believes that these independent sources are generally reliable, the accuracy and completeness of such information is not guaranteed and has not been independently verified.
Commentary
The opinions, estimates and projections (“information”) contained within this report are solely those of Romspen and are subject to change without notice. Romspen makes every effort to ensure that the information has been derived from sources believed to be reliable and accurate. However, Romspen assumes no responsibility for any losses or damages, whether direct or indirect, which arise out of the use of this information. Romspen is not under any obligation to update or keep current the information contained herein. The information should not be regarded by recipients as a substitute for the exercise of their own judgment. Please contact your own personal advisor on your particular circumstances.
Information on this Website
The information contained on this website is for general informational purposes only and is subject to change without notice. Romspen accepts no liability whatsoever for any inaccuracies in the information provided or for any loss or damage of any kind arising out of the use of all or any part of this website. The information contained on this website is unaudited, unless explicitly specified otherwise. This Website is not intended to provide specific individual advice including, without limitation, investment, financial, legal, accounting or tax. Please contact your own professional advisor on your specific situation.
This Website is made available to you for your lawful, personal, non-commercial use only. You may print or download website pages for your personal, non-commercial use provided that you do not modify any of the website pages or other content and you do not remove or alter any visible or non-visible identification marks, notices or disclaimers. You may not use this Website and its content for any purpose or in any other way. In particular, the Website and its content may not be copied, imitated, reproduced, republished, uploaded, posted, transmitted, modified, indexed, catalogued, mirrored or distributed in any way, in whole or in part, without the express prior written consent of Romspen.
No Warranties/Limitation of Liability
Each of Romspen, the Romspen Funds, and their affiliates and subsidiaries and related entities (collectively, the “Romspen Group”), does not accept any liability for your use of this Website. Your use of this Website is at your own risk. This Website is provided on an “as is” and “as available” basis, without any representations, warranties or conditions of any kind, whether express or implied, and including, without limitation, implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, availability, timeliness, accuracy, or completeness, all of which are hereby disclaimed by the Romspen Group to the fullest extent permitted by law. The Romspen Group will not under any circumstances be liable to you or any other person for any loss or damage (whether direct, indirect, special, incidental, economic, or consequential, exemplary or punitive) arising from, connected with, or relating to the use of, or inability to use, this Website or the information, or any action or decision made by you or any other person in reliance on this Website or the information, or any unauthorized use or reproduction of this Website or the information.
The Romspen Group shall not be responsible or liable for any damages incurred to computer equipment, mobile devices or other types of equipment or software used nor for viruses that may infect the former due to the access and use of this website or the downloading of any document or materials from this Website.
Property
This Website, including all of its content, is the property of Romspen and others, and is protected by Canadian and international copyright and other applicable laws. Your use of this Website does not transfer to you any ownership or their rights in this Website or its content.
Cookies
Privacy
Romspen respects your right to privacy of your personal information. Please review our Privacy Policy for details on the manner in which we collect, use, disclose and otherwise manage any of your personal information. By using the Website, you consent to the collection, use, and disclosure of your personal information in accordance with the Privacy Policy.
Links
This Website may contain links to third-party websites. These links are provided solely as a convenience to you and not as an endorsement by Romspen. Romspen is not responsible for the content or accuracy of materials on such third-party websites. If you decide to access linked third-party websites, you do so at your own risk.
Links to this Website without the express written permission of Romspen are strictly prohibited. To request permission to link to this website, please contact us by telephone at (416) 966-1100, or by e-mail to legal@romspen.com. The framing, mirroring, scraping or data-mining of this Website or any of its content in any form, and by any method, is strictly prohibited.
Choice of Law & Forum
The Website and these Terms are governed by the laws applicable in the Province of Ontario, Canada. All disputes arising from these Terms must be resolved exclusively by the courts of the Province of Ontario. By using the Website, you represent and warrant that your use complies with applicable law in your jurisdiction of residence.
General
These Terms as well as any other notices posted on the Website constitute the entire agreement between you and Romspen with respect to your use of the Website. If any provision of these Terms is held to be invalid or unenforceable, such provision will be stricken and the remaining provisions enforced. Notwithstanding any other provisions of these Terms, any provision of these Terms that imposes or contemplates rights or obligations on you or us will survive the expiration or termination of these Terms, including, without limitation, the indemnification and limitation of liability provisions.
If you have any questions regarding these Terms, please contact us at:
Romspen Investment Corporation
162 Cumberland Street, Suite 300
Toronto, Ontario M5R 3N5
Canada
Telephone: 416.966-1100
Toll Free:
Email: legal@romspen.com
Last updated as of April 20, 2021.
